Once set, you can get an advance on your salary before payday
Like other apps like Earnin, FlexWage is best used when it’s integrated into your employer’s system. Unlike Earnin, though, there will be fees attached to the service, but those will depend on your employer.
Apart from advances, FlexWage has other features that you might find compelling. For one, it has something called Flex Pay which is the feature that lets you access immediate one-time earnings. The said income can be from anywhere, like tips, bonuses, or commissions if you’re a freelancer.
In addition, FlexWage has a Pay Card feature that essentially acts as a prepaid debit card. You can use it in tandem with FlexWage compensations, and once you have money, you can use it anytime.
9. MoneyLion
If you’re looking for apps like Earnin that work with Chime, then we recommend MoneyLion. However, the key difference between Earnin and MoneyLion is that the latter provides loans, not advances.
Through the app, you can get a loan of up to $1,000 starting from the first year. The best part is you can get a loan no matter what your credit score is. Moreover, it even boosts your credit score if you pay within the deadline.
Overall, MoneyLion is a great option if your credit score isn’t good. However, it does have a catch – the steep $ monthly membership. It also has a high APR (about 5.99% to %, inclusive of your monthly fee). Nonetheless, it’s a good deal if you need to spend on something big.
10. PayActiv
PayActiv is among the handiest apps like Earnin that let you withdraw your paycheck in advance. But what makes it better than Earnin is that it increases your withdrawal limit to $500. Moreover, it charges no interest or fees unless you gain money with PayActiv. Continue reading “Once set, you can get an advance on your salary before payday”