Higher education reforms since 1998 have made the financial sustainability of the sector heavily reliant on tuition fees, underwritten by student loans. In , close to 40% of English higher education institutions’ total income of ?29.9 billion came from home and EU students’ tuition fees (Higher Education Funding Council for England 2018). As tuition fees in England have increased over time, so has the size of student loans and student loan debt. As a result, English domiciled students who study in universities graduate with the highest average debt in the Anglophone world (Kirby 2016). Consequently, it takes English students far longer to repay their loans after graduation compared with their peers in other countries. In 2014, the average time to repayment was estimated to be 27 years in England compared with 8.4 years in Australia (Hillman 2014) and 19.7 years in the USA (One Wisconsin Institute 2013). 2017b). Continue reading “The study of the determinants of student loan take-up is especially salient for English universities and students”
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