Performance of Contract means processing your personal data where it is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract.
This is how we decide which vehicles, Finance Packages and offers may be relevant for you (we call this marketing)
Legitimate Interest means the interest of our business in conducting and managing our business to enable us to offer you the best product and/or service and the best and most secure experience we can. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law). You can contact us for further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities (please see the ‘ CONTACT DETAILS AND COMPLAINTS’ section).
Consent must be freely given, specific, informed and be an unambiguous indication of your wishes for us to process your personal data (this may be collected by you ticking a box). Generally we do not rely on consent as a legal basis for processing your personal data other than in relation to sending our newsletters and/or marketing material to you via email, post, phone, text message and social media. You have the right to withdraw consent to newsletters and/or marketing at any time by contacting us (please see the ‘Opting Out / Unsubscribing’, the ‘Withdraw consent at any time’ under ‘ YOUR LEGAL RIGHTS’ and the ‘CONTACT DETAILS AND COMPLAINTS’ sections).
Comply with a legal or regulatory obligation means processing your personal data where it is necessary for compliance with a legal or regulatory obligation that we are subject to.
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your how do payday loans work personal data where more than one ground has been set out in the table below.
When we make contact with an individual, they can exercise your right to object to such contact from us (please see the ‘Object to processing’ section under ‘ YOUR LEGAL RIGHTS’)
Prospecting. In a business-to-business context we may make contact with individuals at other businesses (including Introducers or potential Introducers) to provide or seek information in connection with our vehicles and/or Finance Packages. The legal basis we rely on for using personal data to make such contact is our shared legitimate interests in doing business together.
Marketing. We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising. We have established personal data control mechanisms for our business including an unsubscribe link displayed on every email newsletter and marketing communication.
If you provide your express, opt-in consent, we may use your Identity, Contact, Technical, Usage and/or Profile Data to form a view on what we think you may want or need, or what may be of interest to you.