Benefits
- Prompt
- Simple
- Safe
- Each time, everywhere
- Zero software fees
- No equity
- No guarantors
- No wahala!
Throughout the You
Fido Mini Borrowing (FIDO) are a loan company based in Accra, Ghana and authorized from the Bank off Ghana. FIDO provides easy and fast brief-identity funds, titled FIDO Money. Our very own customers can use getting a great FIDO Mortgage straight from their very own mobile device and you may receive a cards decision within a few minutes. The borrowed funds is present to music artists, small enterpreneus and you can SMEs to expand the enterprises. Only a one-go out confirmation from ID and you may mobile currency membership is necessary before disbursement of your own currency. No guarantee otherwise guarantors are essential.
Faq’s
Is FIDO authorized to provide finance from inside the Ghana? Yes. FIDO are signed up from the Bank out of Ghana to incorporate financing. Which are the charge to utilize Fido? There are no Initial Charge for making use of the newest FIDO cellular software or applying for a good FIDO Financing. I costs an operating percentage which will be announced toward consumer before recognizing that loan, and are also paid off just once you get your currency, should your financing is born to own repayment. So what can I prefer new FIDO Financing getting? Users may use this new financing to expand the smaller businesses. Fund really should not be used in unlawful items Exactly what are the qualifications standards? To help you qualify for an excellent FIDO Mortgage, need a valid ID and you will Cellular Money.
- ID Method of: Driver’s license, NHIA Subscription, Voter ID, Federal ID otherwise Passport
- Cellular Currency account: MTN Mobile Currency otherwise AirtelTigo Money inserted in your identity to own no less than two months.
You must be a citizen for the Ghana over 18 several years of years. How much ‘s the rate of interest? The eye costs for brand new consumers begin on fourteen% to own thirty day period, the eye number are showed regarding software before applying. Going back users that have an effective reputation for using their financing having Fido on time get better rate of interest on future finance, a low interest rate are 8% to possess thirty day period. How long will it decide to try agree my personal consult? In one time after submission, a card choice might be found on the screen.
FIDO app assesses for every single application for the loan and you will put aside the legal right to reject some applications. The decision can’t be corrected and now we is only able to highly recommend you to apply once more after 14 days. My consult are approved. What exactly do I have to carry out second? Please read meticulously the brand new information displayed about software when the loan has been accepted. The brand new advice usually possibly reveal to approve the mortgage contract why not look here in software to do the process, otherwise check out a department to have running. Please understand the Get in touch with part to possess opening period and you can directions so you can the branch. Where and when will my FIDO Loan be paid? Shortly after completely finishing the method, the borrowed funds is actually paid out instantly. We’re going to notify you by Text messages of one’s import. Just how am i going to pay this new FIDO Mortgage? If the mortgage becomes owed, you will need to transfer the money from your own bag pursuing the process below. To spend that have dollars, you can check out one Zenith lender department and put in order to FIDO’s membership. Be sure to always use the client ID to have fee. What the results are if i cannot pay the newest FIDO Mortgage on-time? Please contact us that have one circumstances regarding new installment of their FIDO Financing. Users would-be billed additional penalties having later repayments. Fido reserves the right to grab one suit to recoup an excellent expenses and you will statement outstanding individuals with the compatible agencies and you may/or regulators. What is the min/maximum loan amount? First-time borrowers qualify to possess all in all, 200 GHC as reduced in this 10 to help you 33 days. The borrowed funds label have to be chose on application whenever applying.
Paying your loan punctually can get you a high amount and you can less attention since you climb up this new ladder as much as an excellent restrict off 1000 GHS.