If a top road bank has turned you straight down within the past, this won’t suggest you cannot get financing with a poor credit rating – or locate a direct loan provider that’s taking care of you.
Dot Dot Loans just isn’t an agent so we’re perhaps not really a middleman 
. Connect with us and now we’ll end up being the only individuals you handle. And there are yet more reasons to show to us when you are in search of a bad credit loan:
- We are reasonable: No penalty charges and no included interest. You will just ever pay off the total amount we agree from the beginning. Most likely, no body likes surprises that are nasty
- We are versatile: brief or term that is long you are able to go with a payment period that best suits you – from 3 to 48 months
- We are friendly: We are constantly thrilled to help if you wish to call us, our UK-based customer support group are really easy to get your hands on with any inquiries you could have
- We are fast: often, you simply can not manage to loaf around. Our quick loans for a bad credit rating could possibly be with you in an hour or so to be authorized
- We are completely controlled: We’re completely controlled by the Financial Conduct Authority (FCA) – and now we just provide credit that is bad to clients who are able to realistically afford them
We are pleased with everything we do, and we also’re specialized in assisting all our clients. But why take our term because of it? understand why we are ranked ‘Excellent’ predicated on our separate Trustpilot reviews.
Exactly what are the advantages of loans for bad credit?
Have you got a less-than-perfect credit score? Financing for bad credit from direct lenders like Dot Dot Loans could possibly be the ideal option. Here is why:
- Easy and quick: From a straightforward online application to getting a preliminary decision right away, our fast loans for bad credit are a genuine assistance – perhaps not least if the funds’s required in a crisis.
- Dealing with you as someone: we are going to never ever determine a software in your credit rating alone. We check your own circumstances, including earnings or profits, to ensure a loan is suitable for you.
Do you know the disadvantages that are potential?
As with any kinds of credit, you will find dangers to understand whenever trying to get bad credit loans from direct loan providers or agents. The two big items to look out for are:
- Greater prices: Loans for those who have a credit that is bad usually have greater interest levels. The larger the attention price, the higher the cost that is overall of may be.
- Payment concerns: staying with your repayments is vital. By lacking a repayment, you might do damage that is further your credit rating. But we could assist in the event that you’re focused on falling behind or lacking a repayment. Make contact with us to see just what your alternatives are.
Why might we have ‛bad credit’?
Bad credit may be the unofficial term for having a credit history that is less-than-spotless. It might additionally be which you don’t have any past reputation for making use of credit at all. A few of the reasons behind having credit that is bad:
- Creating a payment later (or not making one after all)
- Trying to get credit a lot of times in a period that is short
- Getting a voluntary that is individual (IVA) or being made bankrupt
- Being a new adult without any credit record that is previous
- Going towards the British – you cannot bring a credit score from offshore
Also things you may maybe maybe not think of can hurt your credit rating. You may never be registered to vote or there might be errors on your own file. But it doesn’t suggest you are stuck. Dot Dot Loans has arrived to acquire that loan with a credit that is bad – no matter if other direct loan providers are saying “no”.