- House
- Unsecured loans and Credit Lines
Versatile, fast and options that are affordable
Our unsecured loans are versatile loans for almost any need – debt consolidation reduction, do it yourself, medical bills, a marriage, or a unforeseen cost.
You have requirements, therefore we’ve got choices, including fixed-rate loans, secured personal loans, credit builder loans and private credit lines.
By having a loan that is personal you can expect the security of fixed interest rates, fixed re payments and rates which are less than typical charge cards. Most of our loans were created along with your wellbeing in your mind, and that’s why our signature loans can assistance with sets from overdraft security in your bank account to addressing an urgent situation.
Have actually questions regarding which loan suits you? Communicate with us or check out your neighborhood branch, and we will assist you to select thereby applying when it comes to loan that is perfect for your monetary wellness.
Competitive Minimal Prices
We’ll work to you on a loan and payment term that is most beneficial for you personally.
Debt & Loan Protection 2
We are able to help protect your credit that is good from good and the bad of life.
Various Loans For Your Requirements
When you really need to borrow cash, we’ll help discover the right loan for your requirements.
- Debt Consolidation Reduction
- Overdraft Protection
- Signature Loans
- Personal credit line
- Secured Finance
Unsecured Loan
A loan that is flexible any need.
- An intelligent loan selection for expenses like medical bills, house repairs, training expenses, debt consolidating and just about every other purchase that is large.
- Borrow as much as $25,000
- Prices starting at 5.40per cent APR 1 with terms as much as 5 years
- Fixed, low prices and re re payments
- No loan origination costs
- No prepayment penalties or fund charge refund for very very early re re re payment
- Skip-A-Pay program availableВІ
- Free credit history and support that is financial
ScoreUp Credit Builder Loan
Establish or re-build a credit that is positive and rating while saving.
- This loan is fantastic for those simply getting started off with credit and the ones trying to build or re-build their credit.
- Loan amounts from $500 to $5,000
- Fixed rate that is low ofper cent APR* with flexible terms as much as 36 months
- Grow your credit at all three credit bureaus that is major
- No upfront price or deposit needed
- Apply with out founded credit
Automated re payments from a Patelco account are required.*
Observe how the ScoreUp loan works to enhance your credit.
Overdraft Protection Personal Credit Line
Get easy, worry-free security as much as $500 in your Patelco account that is checking.
- A great solution to increase investing energy between paychecks
- $500 borrowing limit (may be increased upon demand)
- Pay only interest from the quantity you utilize
- Prices starting at 9.50% APR 1
- No month-to-month, cash loan, or use fees
- Skip-A-Pay system available 2
- Helps build or rebuild credit whenever re re payments are formulated funds joy loans loan on time
Signature Personal Credit Line
Affordable funds whenever they are needed by you.
- Great choice if you want income freedom
- Payments predicated on quantity lent
- As much as $25,000 borrowing limit
- Prices starting at 10.00% APR 1
- No prepayment charges
- Skip-A-Pay system available 2
- Access your funds online, by ATM, by phone, or at a neighborhood branch
- Free credit file and economic help solutions
Savings Secured Loan
Savings become an intelligent loan option
- Borrow as much as 100percent regarding the funds in your Patelco checking account
- Terms as much as 5 years
- Rates starting at 2.50% APR 1
- Fixed interest (predicated on credit approval)
- No prepayment charges
- Skip-A-Pay program available 2
- Free credit history and support that is financial